07-24-2008, 09:52 PM
At this point I must admit I can not endorse the Republican health care plan (if they have a health care plan)...I am not saying I am for national health care but I am concerned about people like my friend who is a hard working American but can not get insurance coverage - caught in the middle, and she can not go to the ER for this either...Call me a conservative with compassion in this area...I am willing to pay more in taxes if it means everyone has access to the same care as I do...
Most of us who have coverage at work are only a layoff away from not having coverage but assuming we keep working health care coverage is the highest employee expense other than salaries...That cost is increasing about 10% per year...
So I am open to hearing more from both sides but I am not smart enough to give a break down of the McCain plan...I hope someone else is...In no way am I knocking the level of care and services that we have today, for those who have medical care...
I have looked at Obama's proposal and as stated on his website I believe has some merit...I believe it only proposes to cover people who are not now (sort of like TN Care but with cost controls) and also permits portability...If you have coverage at work you can keep it...I am not sure I understand his plan thoroughly...My concerns would be that the system would go beyond the level of national affordability and would people in the middle still be able to get coverage without having to sale their homes, etc... My other concern is will health care be rationed?
Obama's Plan to Cover Uninsured Americans: Obama will make available a new national health plan to all Americans, including the self-employed and small businesses, to buy affordable health coverage that is similar to the plan available to members of Congress. The Obama plan will have the following features:
Guaranteed eligibility. No American will be turned away from any insurance plan because of illness or pre-existing conditions.
Comprehensive benefits. The benefit package will be similar to that offered through Federal Employees Health Benefits Program (FEHBP), the plan members of Congress have. The plan will cover all essential medical services, including preventive, maternity and mental health care.
Affordable premiums, co-pays and deductibles.
Subsidies. Individuals and families who do not qualify for Medicaid or SCHIP but still need financial assistance will receive an income-related federal subsidy to buy into the new public plan or purchase a private health care plan.
Simplified paperwork and reined in health costs.
Easy enrollment. The new public plan will be simple to enroll in and provide ready access to coverage.
Portability and choice. Participants in the new public plan and the National Health Insurance Exchange (see below) will be able to move from job to job without changing or jeopardizing their health care coverage.
Quality and efficiency. Participating insurance companies in the new public program will be required to report data to ensure that standards for quality, health information technology and administration are being met.
So I am open to finding out more...
Most of us who have coverage at work are only a layoff away from not having coverage but assuming we keep working health care coverage is the highest employee expense other than salaries...That cost is increasing about 10% per year...
So I am open to hearing more from both sides but I am not smart enough to give a break down of the McCain plan...I hope someone else is...In no way am I knocking the level of care and services that we have today, for those who have medical care...
I have looked at Obama's proposal and as stated on his website I believe has some merit...I believe it only proposes to cover people who are not now (sort of like TN Care but with cost controls) and also permits portability...If you have coverage at work you can keep it...I am not sure I understand his plan thoroughly...My concerns would be that the system would go beyond the level of national affordability and would people in the middle still be able to get coverage without having to sale their homes, etc... My other concern is will health care be rationed?
Obama's Plan to Cover Uninsured Americans: Obama will make available a new national health plan to all Americans, including the self-employed and small businesses, to buy affordable health coverage that is similar to the plan available to members of Congress. The Obama plan will have the following features:
Guaranteed eligibility. No American will be turned away from any insurance plan because of illness or pre-existing conditions.
Comprehensive benefits. The benefit package will be similar to that offered through Federal Employees Health Benefits Program (FEHBP), the plan members of Congress have. The plan will cover all essential medical services, including preventive, maternity and mental health care.
Affordable premiums, co-pays and deductibles.
Subsidies. Individuals and families who do not qualify for Medicaid or SCHIP but still need financial assistance will receive an income-related federal subsidy to buy into the new public plan or purchase a private health care plan.
Simplified paperwork and reined in health costs.
Easy enrollment. The new public plan will be simple to enroll in and provide ready access to coverage.
Portability and choice. Participants in the new public plan and the National Health Insurance Exchange (see below) will be able to move from job to job without changing or jeopardizing their health care coverage.
Quality and efficiency. Participating insurance companies in the new public program will be required to report data to ensure that standards for quality, health information technology and administration are being met.
So I am open to finding out more...